How do I find out what type of cover I have? Your policy documents will tell you the type of cover you have. If you currently have a policy with Simply Business you can request your policy documents online. Or use our Cover Checker to get an instant breakdown of what you're covered for. Related articles What if I have public liability or employers’ liability insurance? Opening hours What if I have tenant default cover? What if I have personal accident insurance? I want to refer my complaint onto the Financial Ombudsman Service (FOS). How do I do this?